Riding a superbike brings unmatched joy, but safety is paramount. Ensure a hassle-free journey with roadside assistance coverage, a crucial component of comprehensive bike insurance.
Understanding Superbike Roadside Assistance Coverage
A breakdown on the road is every rider’s nightmare, especially when dealing with a heavy superbike. Pushing these large bikes to safety can be challenging, making roadside assistance coverage indispensable. Although this coverage cannot be purchased separately, it can be added as an optional benefit to your comprehensive bike insurance, protecting a nominal premium. This becomes particularly valuable if you live far from a repair shop or are in an emergency.
Under roadside assistance (RSA) cover for superbikes, insurance companies offer a spectrum of services, including jump starts, emergency fuel assistance, towing to the nearest repair shop, on-the-spot adjustments, and assistance for misplaced keys. Such coverage proves invaluable when unexpected situations disrupt your journey. *
The Advantages Of RSA For Superbikes
One distinguishing feature of RSA cover for superbikes is that filing a claim for roadside assistance does not impact your No Claims Bonus (NCB). This ensures you can enjoy the benefits of RSA without sacrificing your NCB savings. This unique feature adds an extra layer of appeal to opting for RSA coverage. ##
Coverage Details Of Roadside Assistance Policy
RSA coverage typically aligns with the duration of your comprehensive bike insurance, extending for a year. Typical issues covered include battery problems, tyre punctures, fuel supply in case of running out, towing to the nearest network garage, on-site repairs for breakdowns, and assistance for key misplacement or locking incidents. *
RSA Add-On Features For Bike Insurance
RSA add-ons cater to common problems that might cause a breakdown. Some notable features include:
- Small Fixes: Minor on-the-spot repairs to address issues preventing the bike from starting or moving forward.
- Power Cell Problems: Assistance for battery-related issues, ensuring the bike can be started or the problem is fixed.
- Refuelling: Aid in refuelling the bike if it runs out of gas during a journey or experiences a fuel-related defect.
- Pick-Up Services: Towing services to transport the bike to the nearest network garage in case of significant damage, along with options for arranging transportation for the rider.
- Tyre Issues: Assistance with flat tyres caused by road debris, uneven terrain, or poor road conditions.
Exclusions From RSA Bike Insurance Add-On
While RSA and comprehensive bike insurance offer extensive coverage, there are exclusions. Claims might be denied if the bike is engaged in unlawful activities, exceeds the bike’s recommended limits, or fails to notify the insurer promptly.
While third-party bike insuranceis mandatory, owners of superbikes and those with engines larger than 250cc need more comprehensive coverage. Opting for comprehensive bike insurance with RSA coverage ensures a worry-free biking experience, providing peace of mind during long rides. With the assurance that roadside assistance won’t affect your NCB, it’s a prudent investment for avid superbike enthusiasts. Make sure you carry out the bike insurance renewal processon time for uninterrupted coverage. Claims are subject to terms and conditions set forth under the motor insurance policy. *
One can easily check their bike insurance status by visiting the insurance provider’s official website or contacting their customer service for assistance.
*Standard T&C Apply
Disclaimer: The content on this page is generic and shared only for informational and explanatory purposes. It is based on several secondary sources on the internet and is subject to changes. Please consult an expert before making any related decisions.
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.